这是评估借款人信用程度的主要信用评级机构之一。
A leading credit rating agency that assesses the creditworthiness of borrowers.
另一方面，引入CCA/DEA 模型， 进行债务人信用风险评估。
On the other hand, introduce CCA/DEA to evaluate obligors'credit risk.
利率通常会因借款人的信用分、贷款期限及更多基于借款人申请评估的可能标准而有差别。
The interest rates will typically differ by credit grade of the borrower, loan term and possibly more criteria evaluated upon the borrower application.
特征：贷款人会评估申请人的支付历史、信用评分、信用报告和之前第三方贷款人提供的信息。
Character: Lenders assess applicants' payment history, credit score and credit reports, as well as other third-party lender information from previous loans.
如果一个人没有信用史或信用史很短，那么他的受教育程度就变得非常重要，因为我们可以通过教育程度评估借款人偿还贷款的可能性。
If you have little or no credit history, the educational variables matter a lot, because they help us understand your ability to repay the loan.
最后就高管薪酬契约设计、债权人对公司信用评估以及信息披露提出了建议。
Last, some advices is put forward on the executive compensation design, credit rating by creditor, and how to improve information disclosure.
由美国个人消费信用评估公司(FICO Inc。)提供的数据显示，25.5%的客户，接近4330万人，现在的信用积分等于或低于599，这使他们变成了放贷机构的亏空风险。
Figures provided by FICO Inc. show that 25.5 percent of consumers - nearly 43.4 million people - now have a credit score of 599 or below, marking them as poor risks for lenders.
由美国个人消费信用评估公司(FICO Inc。)提供的数据显示，25.5%的客户，接近4330万人，现在的信用积分等于或低于599，这使他们变成了放贷机构的亏空风险。
Figures provided by FICO Inc. show that 25.5 percent of consumers - nearly 43.4 million people - now have a credit score of 599 or below, marking them as poor risks for lenders.
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