对我国农村信用社产权制度变迁过程进行考察，分析其特征，指出其存在问题；
Reviews on the transitions of Property Rights Institution of Rural Credit Cooperative in China, and analysis of the characteristics and the problems;
既然是制度变迁过程，就必然涉及到两个问题：产权制度变迁的生产效应和分配效应。
Since it is a process of property right system transition, it will inevitably involve two issues: the productive effect and distributing effect from the property right system transition.
基于历史变迁的轨迹和现有农地集体产权制度，农地使用权物权化及其立法完善是现实路径。
Based on the historical change and the existing agricultural land collective property system, it is a realistic way to have agricultural land tenure right in rem and perfect by legislation.
然而，我国农村信用社在制度变迁过程中，其自身也存在不少问题，特别是在产权制度方面。
However, Rural Credit Cooperative occurs many problems all the time through its transitions, especially on the Property Rights Institution.
然而，我国农村信用社在制度变迁过程中，其自身也存在不少问题，特别是在产权制度方面。
However, Rural Credit Cooperative occurs many problems all the time through its transitions, especially on the Property Rights Institution.
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