信用评级体系不完善，产品信用差异难以区分，二级市场缺乏合理定价方法。
Incomplete credit rating system, credits differentiation of products are vague, secondary market lacks rational pricing mechanism.
然后对系统展开需求分析和目标设计，确定了基于产品信用信息集成的产品信用管理信息系统的逻辑结构模型及功能。
Then studies the requirement analysis and object design, defines the logic structure model and function of product credit management information system base on product credit information integration.
银行仍然会从你的账户中挖掘数据，以便向你出售金融产品，包括一些没有价值的东西，比如信用保险和信用卡保护计划。
Banks will still be mining data from your account in order to sell you financial products, including things of little value, such as credit insurance and credit-card protection plans.
在这些线上分支机构，客户将能够查看他们所有的账户，在账户之间转移资金，申请贷款，并获得有关信用卡等产品的最新信息。
At these online branches, customers will be able to view all their accounts, move money between their accounts, apply for a loan and get current information on product such as credit cards.
多数投资者曾很乐于购买CDO等产品，因为他们信任信用评级的价值。
Most investors were happy to buy products such as CDOs because they trusted the value of credit ratings.
许多企业，如百货公司，餐厅，酒店和航空公司，用于信用制度销售的产品和服务。
Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services.
我们已经确定了银行中其他系统提供的几个服务——CRM、产品信息……。 我们还将利用银行与我们的第三方信用评级提供商的关系。
We've identified several services offered by other systems in the bank -- CRM, Product Information… And we will also capitalize on the bank's relationship with our third-party credit scoring provider.
最初成本的计算可能被用来检验消费者有足够的信用或者仍然想要定购产品。
The initial price calculation may be used to verify that the customer has sufficient credit or still wants to purchase the products.
这些机构因没有预见到引发全球信用危机的次级贷金融产品导致的麻烦而广受批评。
The agencies have been widely criticised for failing to foresee trouble in financial products made of sub-prime mortgages that triggered the global credit crunch.
使用信用卡来在线支付，大多数信用卡公司将帮助您排除不存在的或者损坏的产品。
Use a credit card for online purchases. Most credit card companies will help you with non-existent or damaged products.
这是一个关系视图，其中包含信用违约互换衍生产品(即在发生违约时由某个知名的金融实体承担损失)的相关信息。
This is a relational view that contains information about credit default swap derivatives that involve a failure to pay by some known entity.
而市场风险小组认为它们是信用工具，因为这些产品的基础资产是贷款。
Market-risk teams saw them as credit instruments, since the underlying assets were loans.
由保险产品“保险”生成的金融产品就是所谓的“信用委托互换”，这是来自AIG等公司的信用衍生品。
The financial products were made "safe" by insurance products known as credit default swaps, a credit derivative from companies such as AIG.
而一旦它掌握了你的信用卡资料，向你推销其他产品就更容易了。
And once it has your credit card details, it will find it easier to sell you other things as well.
放贷成本增加使得房贷公司不堪重负，它们急切地挖掘新的收入来源，并且找到了两个：信用更差的借款人和风险更高的借贷产品。
Saddled with expensive lending platforms, mortgage-writers were desperate for a new source of revenues. They found two: riskier borrowers and riskier products.
我们举个快速增长的上市交易信用产品的例子，诸如资产担保证券和担保债务凭证，以及由资产担保证券作为组分的担保债务凭证。
Take the growth of traded credit products, such as asset-backed securities and CDOs made up of them.
FACEBOOK可能要求用户支付FACEBOOK内的货币“信用值”来支撑该产品的实用性。
Facebook will likely require users to pay with the internal Facebook currency it calls Credits, bolstering that product's usefulness.
在线使用信用卡这个功能已经很成熟了，已经集成在许多产品中，但是我们目前采用这个模式并考虑它会导致哪些变化和扩展。
The usage of online credit cards is well-understood and the function is integrated into many products, but include this pattern for now and see what changes or additions it leads to.
无论如何，新产品将帮助信用卡业务取得增长，即使是在最成熟的市场。
Nonetheless new products could help to spur growth even in the most mature of markets for credit cards.
这些交易员每天进行上百万美元的交易，贷款信用违约互换只是众多衍生产品中的一个产品。
These traders turn over millions of dollars in these trades every day, and credit default swaps are just one of many kinds of derivatives.
他们希望看到市场更有活力，特别是信用衍生产品，而且暗示如果市场没有如此他们将采取自己的手段。
But they want to see more robustness, especially in credit derivatives, and have hinted that they will impose their own solution if the market does not.
帐篷里银行的工作人员正向那些申请信用卡和其他银行产品的人免费赠送T恤衫和别的一些商品。
Inside, bank representatives were offering free T-shirts and other merchandise to those who applied for credit CARDS and other banking products.
信用衍生产品的快速涌现和对冲基金地位的增强会使得市场更加稳定或是不稳定？
Will the rapid emergence of credit derivatives and the greater role of hedge funds make markets more-or less-stable?
奥巴马很可能会建议成立一个拥有监督权力的金融服务的消费者保护机构，以监督抵押贷款、信用卡和其他消费性金融产品。
Obama is likely to recommend creation a financial services consumer protection body with oversight powers over mortgages and credit CARDS and other consumer financial products.
第二个原因在于信用衍生产品的大量增长，它们给予投资者在国债市场抽样的能力，从而使得投资者只暴露于他们觉得有吸引力的精确风险之下。
A second reason is the massive growth of credit derivatives, which has given investors the ability to sample the debt markets so as to get exposure to the precise risks they find attractive.
第二个原因在于信用衍生产品的大量增长，它们给予投资者在国债市场抽样的能力，从而使得投资者只暴露于他们觉得有吸引力的精确风险之下。
A second reason is the massive growth of credit derivatives, which has given investors the ability to sample the debt markets so as to get exposure to the precise risks they find attractive.
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