在商业银行与借款者之间，既存在事前非对称信息，又存在事后非对称信息，使之产生信贷风险。
There is not only ex ante nonsymmetric information, but also ex post nonsymmetric information between the commercial banks and the borrowers, and then lead to produce the credit risk.
在商业银行与借款者之间，既存在事前非对称信息，又存在事后非对称信息，使之产生信贷风险。
There is not only ex ante nonsymmetric information, but also ex post nonsymmetric information between the commercial banks and the borrowers, and then lead to produce the credit risk.
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