个人退休金帐户之类的退休资产虽然不能用来做贷款担保，可即便如此，它们却会证明你很精明，并因此而博得贷方的好感。
Retirement assets such as individual retirement accounts (IRAs) cannot be used to secure loans , but even they may indirectly count in a borrower’s favor as evidence of astuteness .
个人退休金帐户之类的退休资产虽然不能用来做贷款担保，可即便如此，它们却会证明你很精明，并因此而博得贷方的好感。
Retirement assets such as individual retirement accounts (IRAs) cannot be used to secure loans , but even they may indirectly count in a borrower’s favor as evidence of astuteness .
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