个人消费信贷是金融管理的重要内容。
The personal consumptive credit operation is an important part of financial management.
其次分析国内个人消费信贷业务的制约因素。
Next, analyze the restrictive factor of personal consumption credit.
我国加入WTO后，个人消费信贷业务发展前景巨大。
After Chinas entry of WTO, individual consumption loan looks on a huge development prospective.
本文从五个方面对我国个人消费信贷的信用风险控制进行了描述。
The paper has decrypted the personal credit risk controlling from five aspects.
个人消费信贷规模逐年增大，产生了对个人信用风险控制的需求。
The increasing amount of individual credit loan creates demand for the control of individual credit risk.
本文结合实际，分析了我国个人消费信贷业务存在的问题，提出了相应的解决措施。
This paper combines the actual situation of China, analyzes the questions of the personal consumptive credit operation and bring up the measures about that.
因此，需要针对个人消费信贷建立一套风险防范体系，有效防范和化解个人消费信贷风险。
Therefore, as to personal consumption credit, we should establish a set of risk prevention system to prevent and dissolute its risks effectively.
根据美联储信贷官员2月4日公布的季度调查报告，银行应该对个人消费信贷以及公司贷款收提高审批条件。
The Federal Reserve's quarterly survey of loan officers, released on February 4th, showed banks demanding tighter lending conditions from consumers and firms alike.
本文在总结我国个人消费信贷状况的基础上，分析了个人消费信贷风险及其原因，并提出了风险防范的措施。
The article analyses the reason for the risk of consumption credit, and gives some advices about the risk prevent.
波士顿咨询公司(BCG)预测，中国个人消费信贷将从现有的7万亿元人民币增长到2015年的21万亿元。
The Boston Consulting Group (BCG) forecasts that China's personal consumption credit will increase from present 7 trillion yuan to 21 trillion yuan in 2015.
正是顺应这一需要，银行个人消费信贷业务中的履约保证保险应运而出，并为各利益主体所接受，显现出其强大的生命活力。
To satisfy this need, performance guarantee insurance derives from bank individual consumption credit business, gains general accept -ability from the parties interested, and presents great vitality.
目前，个人消费信贷在我国产生不久，有关的管理办法和具体操作手段还不严密也不完善，作为一种特殊的个人消费信贷产品的国家助学贷款，其业务中的风险更是难以度量和控制。
And its management and procedure are still not consummate. State student loan is the special individual consumption credit, and the risk in its operation is more difficult to measure and control.
目前，个人消费信贷在我国产生不久，有关的管理办法和具体操作手段还不严密也不完善，作为一种特殊的个人消费信贷产品的国家助学贷款，其业务中的风险更是难以度量和控制。
And its management and procedure are still not consummate. State student loan is the special individual consumption credit, and the risk in its operation is more difficult to measure and control.
应用推荐