当房地产价值过热时，他们改变规定：限制贷款与价值比率或提高房屋销售税率，他们近期已对更昂贵的房地产采取了这些措施。
When property prices heat up, they change the rules: restricting loan-to-value ratios or raising the tax on home sales as they recently did with more expensive properties.
笔者进行的研究以及与贷款公司老板的访谈显示，这些公司的贷款都有抵押，需求很旺，而且只要他们坚持严格的贷款与价值比率规则，就很少有违约的情况。
From my research and discussions with loan-company owners, their loans are collateralized and demand is strong, and as long as they adhere to strict loan to value ratio rules, defaults are rare.
惠特尼周二称，银行类股股价与有形账面价值的比率已至少达到了约1.8倍，高于第二季度初的1.4倍。
On Tuesday, Ms. Whitney suggested the sector was 'at least fairly valued' at roughly 1.8 times tangible book value, up from 1.4 times book when the second quarter began.
净资产收益率，又称ROE，指公司十二个月的净收入与股东权益（帐面价值）的比率，是用得最多的盈利性指标。
Return on equity, or ROE, the ratio of a company's 12-month net income to its shareholder equity (book value), is the most widely used profitability gauge.
中国银行的股票下跌，今年和交易，在价格与帐面价值的比率，假设这些机构将蒙受其贷款组合的重大损失。
The stocks of Chinese Banks fell this year and were trading at price-to-book ratios that assumed these institutions would suffer substantial losses on their loan portfolios.
课堂教学效率是指向教学目标的有效教学时间与实际教学时间的比率，它是实现教学目标的价值量度。
Classroom teaching efficiency means the ratio between the effective teaching time of teaching objectives and actual teaching time, and it is the measure of value of attaining the teaching objectives.
绩效评估是高校衡量人力资本投入与产出比率的价值尺度及公平竞争的管理准则。
Performance assessment is a value for measuring input and output of human resources, and a management rule for fair competition.
净现金流量与利润、股利等基础会计指标相比后得到的比率指标，更能全面、精确地反映所有的价值因素。
Compared with the other indexes such as share profit calculated based on accounting, it can reflect all the factors of value completely and accurately.
实验结果表明本文算法在确保重构图像较高质量的前提下，各层图像都实现了较高的压缩比率，对图像的分层压缩与传输的实现具有较高的实用价值。
The experiment result shows that this approach can keep the quality of images , and compress each layer to a good ratio . So it is useful in multi-layered image compressing and transmission.
实验结果表明本文算法在确保重构图像较高质量的前提下，各层图像都实现了较高的压缩比率，对图像的分层压缩与传输的实现具有较高的实用价值。
The experiment result shows that this approach can keep the quality of images , and compress each layer to a good ratio . So it is useful in multi-layered image compressing and transmission.
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