不良信贷资产置贷款，可以用恰当的目的家居改善。
Bad credit home equity loans can be used fittingly for the purpose of home improvement.
银行业不良信贷资产是诱发社会金融风险的重要原因。
Banking bad credit assets are important reasons that bring out social financial risks.
个人信用制度的建设、个人不良信贷资产的处置和我国个人信用安全体系的构建，已经成为摆在我们面前的现实问题。
There are some important issues comes up now, such as the structuring personal credit system, disposing the personal bad loans and creating a safety system for the personal credit, etc.
与同处市场的其他垮掉银行相比，其在信贷危机的头一年的不良资产上损失比预期的要少。
Both have emerged from the first year of the credit crunch with smaller losses on toxic assets than might have been expected, given their involvement in markets that have felled others.
十年前，在经历了信贷狂欢之后，银行的不良贷款竟占到总资产的40- 50%之多。
Ten years ago, after the credit binge, Banks' non-performing loans hit 40-50% of their assets.
因此，加强和完善信贷风险管理，切实降低不良资产，是四大国有商业银行今后几年工作的重点，也是我国有效降低金融风险的重要保障。
So enforcing the system of credit risk management to reduce the amount of bad assets is the four state-owned commercial Banks' main work, and also ensures to reduce our country's financial risks.
我国商业银行信贷资产质量低下，不良贷款比率高，已经成为我国金融风险的最大隐患。
The lower quality and highly bad loan of credit assets in the commercial bank of our country has became the most hidden trouble of financial risk.
财政、信贷、企业等方面协调配合，消化银行不良资产；
The coordinative matching of finance, credit and enterprises can digest the unhealthy assets of banks.
对日本银行信贷扩张历程的分析展现了日本银行不良资产困境及其危机效应的形成过程。
An analysis of the history of the credit expansion of the Japanese Banks would reveal the non-performing asset plight of Japanese Banks and formation process of their crisis effects.
商业银行的当务之急是降低不良资产，防范与化解金融风险，而信贷风险又是主要风险。
The urgent matter for commercial Banks is to reduce non-performed assets, take precautions against and dissolve financial risks, over which credit risk dominates.
专家说，在任何情况下不良资产的问题必须在信贷市场解冻之前解决。
In any case, experts say the problem of toxic assets must be solved before credit markets will unfreeze.
本文讨论的不良资产是指银行信贷资产中的不良资产。
In this dissertation, bad assets mean bad debts of bank loans.
近几年来，中信银行信贷资产不良率大大低于上市银行的平均水准，资产品质显著提高。
Furthermore, China CITIC bank has made dramatic improvement in assets quality in recent years, and its NPL ratio is much lower than the average level of listed Banks.
近几年来，中信银行信贷资产不良率大大低于上市银行的平均水准，资产品质显著提高。
Furthermore, China CITIC bank has made dramatic improvement in assets quality in recent years, and its NPL ratio is much lower than the average level of listed Banks.
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