Carrying too many credit cards will subject you to additional aggravation if your wallet is lost or stolen.
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Keep it in a secure and locked location or with a trusted individual at home whom you can contact in case your wallet is lost or stolen.
Photocopy the contents of your wallet before you go shopping just in case it gets stolen or lost.
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Though lost scholarships and bowl bans sting more, nothing hurts like taking a hit in your wallet.
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