But, if the pair should go sour and you find yourself soothing a co-founder breakup and heartache, remember to share your learnings and pay it forward.

FORBES: Co-Founder Breakups: Startup Lessons Learned (The Hard Way)

In the long run, it will save you a great deal of time, heartache and money if you begin the financial planning process with an exploration of your values and establish goals, grown up out of those values, that are specific, measurable, attainable and especially, meaningful.

FORBES: Don't Be A Slave To Circumstance -- Set Goals