It is irrelevant whether your saving is maximized by hiring your cousin or a stranger in Bangladesh.

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Sometimes, dear African moms, that process is just a little more complicated than marrying your cousin like in the 18th century.

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It lets you know that your friend Josh just posted a snack tip on the Nutella page, or that your cousin Cathy just went shopping at Target.

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It depends on you setting an example for the next person in class, or in your workplace, or in the next town, or your cousin in the next state.

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Your young cousin apparently spends her entire life taking care of the house and watching TV while your uncle, a police detective, absorbs himself in his work.

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Invite that quirky aunt or extend a branch to your hilarious cousin, and you and seven relatives or friends will enjoy accommodations rooted in fun and relaxation.

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It may be your mother, cousin, friend, co-worker, admired athlete, movie star or musician, but we are all well aware of how bad things can get when addiction takes over.

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So between now and tomorrow, I want you to talk to everyone you know -- your friends, your neighbors, that cousin you haven't seen in a while. (Laughter.) You know the one.

WHITEHOUSE: Remarks by the First Lady at a Campaign Event

So that means if there's a sibling in your life, a friend, a cousin, another person down the road, you can thank your own mentor for turning around and helping pull someone else up.

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If you couldn't do your math homework and your parents were working, you found a cousin to help.

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It's one of the most important things you can do to promote your own health and that of your loved ones, and it's: 'My friend's cousin's relative went to Dr. Smith, and he was terrific.

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And all this is a nice reminder that the rent-versus-own ratio and its divinely inspired cousin, the capitalization rate, is perhaps the most important calculation you should make in your financial life.

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