"At Mercedes, the sales person is willing to work hard for your benefit, " he says.
Networks only work to your benefit when you put in time and effort to make them work .
To be precise, your total benefit will equal your own reduced retirement benefit plus your unreduced excess spousal benefit.
"Anything you can do to get a player to give up flexibility is to your benefit, " said former commissioner Fay Vincent.
As good as these credits may be for you, the taxpayer, know that brokers are eating a chunk of your benefit.
Legal entities that hold assets managed for your benefit or someone else's, trusts can do small miracles in an estate plan.
You have until December 7th to determine if it is to your benefit to change plans, which could save you money.
Your benefit: chips or favors that you can call in when appropriate.
Your could elect a spousal benefit equal to 100% of your benefit or a reduced survivor benefit set at, say, 50% of your pension.
The check you will receive in the mail represents your benefit from the newest lowest rate which drops from 15 percent to 10 percent.
If you have already applied for your own benefits, the Spousal Benefit differential is added to your own benefit to give you your total benefit.
The amount shown on your benefit statement might not be accurate if you have been at the company a long time and your employer spins off your company or unit.
He said immigrants in future would be "subject to full conditionality and work search requirements and you will have to show you are genuinely seeking employment - if you fail that test, you will lose your benefit".
For example, if you are near retirement age and your own benefit is similar in size to your spousal benefit, you could take your spousal benefit at your full retirement age and delay your own benefit until age 70, Mr. Mahaney says.
If you and your ex-husband reach full retirement without either of you having filed for your retirement benefit, both of you can collect spousal benefits equal to half the full retirement benefit of the other provided you just apply for your spousal benefit and wait, say, to 70 to collect your retirement benefit.
The FRA continues to increase correspondingly for folks born between 1955 and 1960, to the point where anyone born after 1960 has age 67 for a FRA. As an example of how this would impact you, if you choose to retire at 65 anyway your benefit will be reduced by more than 13% versus when FRA was age 65.
You could start your survivor's benefit at age 60, and then flip to your own retirement benefit from age 62 on, although the benefit would be reduced if you started it before your full retirement age.
This figure is the primary figure against which all calculations are run for figuring your retirement benefit, and for calculating a Spousal Benefit for your wife or husband.
FORBES: The Social Security Spousal Benefit - Further Explanation
If your spouse is not collecting a retirement benefit when you apply for an early retirement benefit, you will not be deemed to be applying for your spousal benefit.
It turns out your confidence can benefit your employer, as well.
If you wait to collect your retirement benefit after you reach your full retirement age, but before you hit age 70, you have to wait until the next January to see your full delayed retirement credit show up in your monthly check.
But there is a gotcha, namely once you have filed for a retirement benefit (regardless of whether you have suspended it) your spousal benefit will be calculated as the excess spousal benefit rather than the full spousal benefit.
In addition, your spousal benefit will be reduced based on the number of months left before you reach your age of full retirement.
Then it plugs your AIME into a formula that figures out your full retirement benefit, called your Primary Insurance Amount (PIA).
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Hence, you can start collecting your spousal benefit later with less or no reduction.
They will have all the information that is specific to your particular benefit offerings.
Social Security uses your highest 35 years of earnings to determine your retirement benefit.
Spousal Benefits are not available if you have filed and suspended your own benefit.
The limit varies, but is generally equal to about 150% to 180% of your retirement benefit.
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