An alternative to POD accounts: a revocable living trust that keeps almost all your assets outside probate.
Prepare a written inventory of your assets and liabilities, including account numbers, locations, contact information, etc.
Summarize your assets and liabilities, including the account number, name and contact information of each institution.
The insurance policy is to put a third or so of your assets in bonds.
Even if you leave behind no kids, your surviving spouse may not get all your assets.
Determine your net worth, which is the value of your assets minus your liabilities.
It's especially important if your assets are nonliquid, such as real estate or a business.
"When managing your assets gets tough, then naturally it's hard to offer attractive products, " he said.
It very well may be that your expected lifestyle costs will outstrip your assets.
The key is to leverage your assets in ways that advance your brand of leadership.
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Otherwise, consider your total level of diversification and, perhaps, rebalance your assets with an eye toward diversification.
But if stocks rise, it will use the actual appreciated value of your assets measured on specific dates instead.
That isn't the only way that management companies can rake in money by lending out your assets.
Create a personalized (not boilerplate) revocable living trust to manage your assets during your disability or illness.
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It basically puts a trustee in position to protect your assets in the event of your incapacitation.
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That last sentence says it all: your plan has not been audited and your assets are at risk.
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The landscape is riddled with pretenders who are clever and dying to get their hands on your assets.
Holding some of your assets in a Roth can still help you finesse gotchas in the tax code.
Do you have a fantastic financial advisor who takes great care of you and manages your assets well?
Once you've established a regular savings plan, it's time to decide how to allocate your assets among investment options.
Why would you want to mix your assets with those of wealthier families?
You need to take action and learn to manage your assets more effectively.
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Further, you can avoid probate by establishing one or more trusts and transferring your assets to them during your lifetime.
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Because our daily lives are filled with liability exposure, it makes sense to protect your assets from lawsuits and creditors.
For starters, you should agree in writing on how you want to split up your assets should your relationship end.
While tucked away in a retirement account, your assets are protected from both the tax man and the college bursar.
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You may begin to spend principal too early during your retirement, and outlive your assets if insufficient income is generated.
Take all of your assets, subtract everything that you owe, all your liabilities, the result is a figure known as your net worth.
Then as you age, migrate your assets out of stocks and into funds that own high-quality corporate bonds and government-issued Treasuries.
Yes, but the other thing that happens when you get run over by a cabdriver is that your assets get stepped up.
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