If the appraiser's price has come in significantly lower, ask your agent to explain why.
So if you see an open house you like, keep your agent in the loop.
Your agent will probably push you toward a permanent policy, because it's much more lucrative for him.
You can imagine how your agent will feel about you if you waste his time that way.
Make sure your form includes a provision authorizing the release of otherwise private medical information to your agent.
For example, if you carry low deductibles, ask your agent for a savings estimate of increasing your deductible.
Give the listing agent your agent's card, or write his name next to yours when you sign in.
Be prepared to give your agent or insurance company representative a detailed description of the damage to your property.
FORBES: Are Policyholders and Taxpayers Footing More of the Bill for Natural Disasters?
Review your policy with your agent in case there is an at-fault accident caused by one of your family members.
FORBES: March Madness: Avoid Financial Decisions That Are One-and-Done
For prepaid hotels and rental cars, check back with your agent daily to see if the policies have been updated.
FORBES: Travel Tips for Hurricane Irene and Other Weather Disasters
Nevertheless, I am troubled that you are being pressured by your agent to accept a deal that you don't think is fair.
If your agent knows the local rental market, he or she will be comfortable telling you what it would cost to rent equivalent housing nearby.
Your agent should have supplied you with a list of comparable properties before you set your list price, which (presumably), you both thought was reasonable.
But let's say you visit an open house, fall in love, and in your excitement, forget to write your agent's name on the guest sheet.
If the appraised price doesn't seem justified, ask for a second appraisal by a different appraiser (though you or your agent may have to pay for it).
It's usual after you thank the family, you thank your agent and yes I do want to thank him and through him the wonderful people of Sedgefield.
Your agent will report the loss to your insurance company or to a qualified adjuster who will contact you as soon as possible in order to arrange an inspection of the site.
FORBES: Are Policyholders and Taxpayers Footing More of the Bill for Natural Disasters?
But if you forget or neglect to mention that you're working with an agent, your agent is out of luck even if he's driven you around for weeks and showed you 28 other houses.
Also, consider adding a provision to give a specific person--say a friend or relative--visitation rights if you're hospitalized. (Otherwise, hospitals might impose restrictive visitation policies.) You may also want to spell out your wishes about organ donation--for example, state if you want your agent to keep you on life support while waiting for a donee match.
Your broker, your insurance agent, your accountant, your banker, even your lawyer might likewise concoct a plan for you, with the cost somewhere in between.
In fact, you should probably call a contractor even before you call your insurance agent.
Remember, your insurance agent is selling you a deferral, not a tax holiday.
Call your travel agent or the airline, hotel or rental car company.
FORBES: Travel Tips for Hurricane Irene and Other Weather Disasters
Check with your travel agent, tour operator or hotel if you're on a trip and suddenly decide you've had enough of the slopes.
Next, make a list of the phone numbers and Web addresses for your travel agent, airline, hotel, rental car company, and any other travel related contacts.
FORBES: Travel Tips for Hurricane Irene and Other Weather Disasters
Want to be friends with your insurance agent on Facebook?
FORBES: Financial Advisors Turn to Tech for Compliant Social Media Activity
It may yet be too early in Asia to completely bypass your travel agent, but if you are willing to do the research, chances are you can save some money, if not some time.
You can use these same home tours to get a head start on selecting your listing agent by asking the agents you interview to give you a preview of what they would recommend in the way of preparing your home, timing your listing and marketing your house to achieve the objectives you set in Step 1.
应用推荐