If you timely file for your extension, you will not be subject to the late-filing penalty, which is normally 5% of your unpaid balance per month.

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We must start again, maybe it will be too late (in the league), you never know.

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Plan badly and you will open months late--and be owing on a construction loan all the while.

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If you have a late payment, your introductory period will likely end and you will be assessed the ongoing APR on the transferred balance.

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But if you discover that you're in the AMT after the end of the tax year, it will be too late to do anything to compensate for this tax event.

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To assume that the next boom cannot be predicted is to guarantee that you will miss or arrive too late to take advantage of it.

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It will be too late to make the full contribution, and if it was a deductible 2006 IRA, you might have to file an amended return.

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