If you are among those in the line of fire, a good home insurance plan that includes windstorm coverage should help you sleep better at night.

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You should try to get the amount of sleep required for you to wake up without an alarm.

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If looking at a 10-K (an annual report required by the SEC) or analyzing a cash-flow statement puts you to sleep, then you should consider using index funds instead.

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Alcohol disrupts sleep, so if you are serious about this you should stop drinking, and avoid caffeine after lunch.

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When snoring starts to affect your daily habits, you should see a doctor, said Dr. Thomas LoRusso, director of the Northern Virginia Sleep Diagnostic Centers.

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If you have been feeling down for about a month or are experiencing symptoms such as insomnia or the need for much more sleep and a loss or increase in appetite, you might be suffering from depression and should seek the help of a professional, suggests Grayson.

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