Not all strategies stay fully invested, but if you have a plan that leads you to get out of the market, you should also have a strategy to get back in.

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Not only should you keep the receipt, but also copy the front and back of the gift card.

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Now that the feds have re-worked the HARP program to allow borrowers to refinance their mortgages no matter how underwater they might be, you should also consider refinancing your mortgage to make it easier to get back on track.

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