That is, you pay the premium, and the insurance company pays off if you die.
If you are prepared to take those risks, you in effect extract the hidden insurance premium you pay to the banks.
But the 29-year-old New Yorker says the premium you pay for the Express does not represent value for money, with no more legroom than a normal train and not even a complimentary coffee or tea.
For other people, he hopes to do something with their employer-based coverage so that if you're laid off from your job, then, under the new plan, your COBRA would be extended, but the government would pay 65 percent of the monthly premium that you pay for that.
It's akin to increasing your deductible on insurance in exchange for a reduction in the premium you pay.
Of course, if you want to sit in first or business class, plan to pay a premium for it no matter when you buy the ticket.
Go ahead and give 'em an idea of the premium you'd pay in comments if these were released in limited quantities.
"If you've got something hot, and the customer's willing to pay a premium for it, God bless you, " says analyst Joseph S. Phillippi of AutoTrends Consulting.
Twenty-year term guarantees that as long as you make the level premium payments for the next 20 years, the insurance company will pay out to the beneficiaries if you (ahem) croak.
If you add a domestic partner to your policy, you must pay income taxes on the portion of the premium for your partner that your employer pays. (By contrast, you aren't taxed on benefits for a legal spouse or children.) So if your partner has insurance through his or her company, it's probably best to keep the two separate policies.
You pay a significant premium to lock in a set rate for 30 years rather than the shorter lock you get with an adjustable.
Finally, you have to pay a premium of up to 1% of the loan amount at closing (it can be rolled into your mortgage but that would increase your monthly payments) and a monthly premium of up to .9% of the loan amount each year.
You also get to pay the next worst thing to a load: a premium.
At the other end of the spectrum you have consumers who would be willing to pay premium for product with green label.
FORBES: How Your Laundry Detergent Could Shrink Your Energy Bill
Missing that deadline means that you can still enroll, but you will pay a penalty for the late enrollment, which will increase your premium.
You have to pay for protection on the downside in good years, but the premium for this insurance policy is not particularly high if you believe, as I do, that we live in a world of heightened Knightian risk.
To implement Idea 1, you need young people to buy insurance and pay a stream of premium payments into the pool.
Your business will pay a large insurance premium (which, amazingly, will be the same amount as the deduction that you desire) for some sort of insurance against a risk that is probably never to occur, such as terrorism insurance for a business in Tennessee.
FORBES: 'Tis The Season For Tax Shelters, Fa La La La La And Grab Your Wallet
应用推荐