In theory, to unscramble the signal completely you need two things: good computers and, not so easy, a second infinitely large surface, this time covered with radio telescopes.

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You have meetings you need to make, there were phone calls you scheduled perfectly around your flight, and now you are completely out of control of your schedule.

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Therefore, to move along the scale to consciously or unconsciously competent, you need to work on HOW you think about money, which is a completely different skill than having specific knowledge about investments or other personal finance topics.

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Actually, it is completely centered on your cash flow and the information you need to make decisions.

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No one is forcing anyone to participate in the program (it's not like you need Apple's permission to make an iPod accessory), and it's completely normal (and expected) for manufacturers to drop a little coin for the licensing rights for a logo or to pay for the certification process, but a 10% cut?

ENGADGET: Apple wants a 10% cut of all Made for iPod accessories