If your spouse takes out a loan and you put your name on it as well, you may still be affected by the loan payments even if you are divorced down the line.

FORBES: Stay at Home Moms Face Credit Card Challenges

If you own your own small business that is affected by the overall economy, you may not be able to generate a stable salary year after year.

FORBES: The Average Raise Next Year Will Be 2.9 Percent

It isn't just sweets and cereals which can be affected, as you may think, it's foods such as cheese and wrapped salads.

BBC: NEWS | Health | Nut test 'shows smallest traces'