The down-side is that if you look to another type of investment, the stock market for example, that offers a potentially higher rate of return, then the likelihood is that it will come with a higher rate of risk attached to it.

BBC: Fergus Muirhead

When they spoke on HSAs, they said it was the perfect solution for small business, but when you look at who the people are using this type of plan, basically they work for larger corporations.

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And if you look at the gradual addition of features to Instagram that Krieger describes you will find that they all answer these type of questions: will this prompt the user to take or share more pictures, will it make the process easier or faster, will it be more fun and fulfilling for the user and their friends?

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If so, then you know to look for the same industry, functional area and type of company.

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What I like to do is: When you get some type of bottom like that, look for the relative strength leaders off of those lows.

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If you look at middle term, in fact, we have exactly the same type of problems, which is we are entering the new period for Internet, data transmission, services, the multi-screens, connected TV.

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Nearly everything you watch will need to be upconverted (until you get a Blu-ray movie player or wait until HD-DVD players add support for output at that resolution), so take a look at the TV while it is displaying content from the source and type you will likely be watching most to see how it handles it.

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