So what's the reason for a 100-game penalty unless you've got a real problem?

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Now that's what you've got a problem with.

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Then you've got a problem.

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"If Ross leaves, and some of his key people leave, then you've got a big problem, " Mr. Weiner says.

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And if you don't, then you've got a tax problem.

FORBES: Intelligent Investing Transcript

You've got a Medicare problem.

FORBES

For example, if someone from "IT support" calls you and asks for your password so they can help fix your problem, how do you know they haven't called everyone else in the building first until they found you who has really got a problem?

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And you've got a social security problem.

FORBES

It's about being aware that it's a problem you've got to continually be on top of.

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You've got to have a real solution to this problem.

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And at some point, we've got a problem with government spending as well, as you well know.

FORBES: Intelligent Investing Transcript

The big problem is property values have plummeted -- you got a bunch of boarded-up buildings, a bunch of boarded-up stores.

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Of course, you can't hold a good businessman down, and Panagopulos just got around his problem by taking control of a competitor with local licenses.

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So we've got a problem, is, I guess, my bottom-line point to you all.

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Even though you've left the company, you still are locked off the way an officer of the company, so he's got a problem there.

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So the problem here you've got is an institution that increasingly is not adapted to the demands of a hugely competitive 21st century economy.

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And so you've got to try to figure out, are you talking, when you hear from people that none of this is a problem, to people who simply don't know any better?

CENTERFORSECURITYPOLICY: Frank Gaffney: Jihad by other means

Here's the problem, though, is when you've got all those things fitting together it ends up being a big, complicated bill and it's very easy to scare the daylights out of people.

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