After your first purchase, you are awarded 5, 000 miles.

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But, if you do think that you should have gotten the mortgage from that first lender and can afford to purchase a house, Cargile suggests going elsewhere.

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So for the first 15 years, the annuity company is simply giving you back your original purchase price.

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When mutual funds first became popular in the 1980s, you had to go through a broker to purchase them.

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Do you want to be able to borrow from it or use it for educational expenses or a first-time home purchase?

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