For you to be right and earn a profit on your contracts, prices in Los Angeles must fall more than 11.5%.

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Patent a miracle drug, choreograph the pricing just right and you recover your sunk costs efficiently, earn a good profit and move on to your next miracle.

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For those interested in buying the right kinds of life insurance for their situations, start by determining whether a product being offered is from a mutual life insurance company that will be owned by you, or by a stockholder-owned company that is obligated above all to earn a profit for somebody else.

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