If you sit idly by as the participants in your 401k plan consistently fail to achieve any semblance of retirement security, you will be challenged, regardless of how many highly compensated advisers you have consulted in connection with your process.

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To better help you, I consulted Dr. Gary Glasser of Atlanta Gynecology and Obstetrics in Decatur, Georgia.

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To get a few more answers for you, I consulted Jane Houlihan, senior vice president for research of the Environmental Working Group, a nonprofit organization that has examined this subject in detail.

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In order to help you better, I consulted with Dr. Steve Fleck, chair of the Sport Science Department at Colorado College and a member of the International Society of Sports Nutrition.

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And then also, you talked about and obviously have consulted with Congress.

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So when it says your legal department, you have no actual record of your legal department being consulted on this at all?

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