We had a strong room full of stuff belonging to dukes and earls, so you were always used to cleaning good stuff.

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"You always want your standard equipment being used by the stars of your sport, " says Sugar.

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That is why Jack Kemp always used to say if you want to soak the rich, cut tax rates.

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It used to be you could always count on a handful of people to look out for your interests, like your doctor, your clergyman and your accountant.

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It can be quite an education to see how those foods you have always loved are actually made or to wonder what those tiny bowls are used for.

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"Of course, he used the standard line of agents and loan offices: 'You can always refinance in two years, ' " she said.

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Cash is used much more frequently in many countries than in the U.S., and you'll always want some local currency on hand, especially if opening a bank account takes a while.

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