And if you've already got one foot in the iTunes river, it's impossible not to appreciate it all... if only a little bit.

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If you've already got one to call your own, however, it's probably not worth the upgrade when it hits later this year.

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That board game you got for the niece or nephew who, it turns out, already has it?

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But it's tougher if you've got all this loan that you're already thinking about the minute you get out of school.

WHITEHOUSE: President Obama Speaks on Student Loan Interest Rates in Colorado | The White House

And this is why -- for those of you out there who wonder, well, what's in it for me, I've already got health insurance, I can see why if I didn't have health insurance that I'd want health insurance reform, but I've got health insurance through my job and it's working pretty well -- why do I want health insurance reform?

WHITEHOUSE: President Obama Holds Town Hall in New Orleans