Right now, Chevron ( CVX) is yielding 3.1%.

FORBES: An Easy Strategy For Bulking Up On Yield

The right ones: automatic withdrawal plans, high-coupon Treasurys, high yielding stocks, junk bonds, annuities and master limited partnerships.

FORBES: Six Ways to Get Income in Retirement

From there, it can be determined whether to stay within the relatively safe zone, which involves replacing low-yielding bonds with high-yielding defensive stocks, or on the flipside, take a bolder move and jump right into the action.

FORBES: Move up http://i.forbesimg.com t Move down

And so providing some additional impetus to them, right as the economy is moving in a positive direction, I think can end up yielding some good results.

WHITEHOUSE: President Obama Holds News Conference