Perhaps this will be the most revealing trial into the dark side of Wall Street and hopefully will yield answers to the kind of regulation we need to prevent future infractions.

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JPMorgan Chase has a nice 2.9% yield but could be vulnerable to tighter regulation.

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Bank stocks have not been terribly popular these days, as banks still suffer from re-regulation, bad loans, legal woes, and a flattening yield curve that squeezes their core profitability.

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As for the next financial crisis, which will most threaten the highly-leveraged, nothing in the Dodd Frank act, or any specific regulation, precludes the Fed from once again deliberately inverting the Treasury yield curve and triggering the next recession and credit crunch, as it has done so frequently in the past.

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