In early February, Federal Reserve Governor Jeremy Stein said "we are seeing a fairly significant pattern of reaching-for-yield behavior, " or investors buying riskier debt with higher yields.

WSJ: Stocks Testing Records��But There's Still Room to Run

The couple was charged with "intentional indecent behavior, " which could yield up to six months in prison.

CNN: October 3, 2012 -- Updated 0055 GMT (0855 HKT)

The woman and her fiance were then charged with "intentional indecent behavior, " which could yield up to six months in prison.

CNN: STORY HIGHLIGHTS

Behavior identification and tracking is complex and will yield great insights once patterns can be translated into intent.

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But historical experiences do yield lessons that convince peoples and their leaders to change their behavior to avoid expected, and undesired, consequences.

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But, secondly, it also looks as though this is going to be the first holiday season ever to yield some unambiguous data regarding how digital marketing now impacts consumer behavior.

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