This can be considered effectively a worst case scenario, as the couple retired just one year after the worst 10 year stock market performance in American history, from 1999 to 2008.

FORBES: Social Security Personal Accounts Are A Path To Prosperity

This can be considered effectively a worst case scenario, as the couple retired just one year after the worst 10-year stock market performance in American history, from 1999 to 2008.

FORBES: Social Security Personal Accounts And The Financial Crisis