The best ETFs and mutual funds allocate more value to attractive-or-better-rated stocks than the worst, which allocate too much value to neutral-or-worse-rated stocks.

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They said they expect the worst financial crisis in more than a half century is going to get even worse.

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In the worst case, this continues to the point that the consequences of success can be worse than the failure you tried to avoid: What is the value to achieve something that is inconsequential, and nobody cares about?

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The best ETFs and mutual funds allocate more value to attractive-or-better-rated stocks than the worst ETFs and mutual funds, which allocate too much value to Neutral-or-worse-rated stocks.

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