Billions in market value evaporated as Bristol-Myers was dogged by bad luck and worse decisions.

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If you're playing Phuket's Blue Canyon--good luck on number 14--the drop is worse than any devaluation ever was.

CNN: ASIANOW - TIME Asia | Culture on Demand: Swinging Thailand

Without a bunch of second chances and a whole lot of luck, my life could have taken easily a turn for the worse.

WHITEHOUSE: Celebrating National Mentoring Month