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You know, nothing is harder right now to getting insurance than if you are self-employed or you work for a small business, because what happened is you don't have enough workers for the insurance company to really want your business.
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Prior to the subsidy, Salerno says, 20 percent to 25 percent of laid-off workers at the company continued their insurance under COBRA. "We're running close to 50 percent now, " he says.
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Our company does not provide health insurance, because our workers, even our most senior managers, only work for us seasonally (ie a few months of the year) and many work part-time.
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The lower castes also lose out on generous benefits, such as transport allowances, company pensions, subsidised insurance and paid holiday (though regular workers have long been pressured not to use it, to show dedication to the company).
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This year he started an insurance company in Bermuda that will soon sell medical malpractice and workers' compensation coverage.
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Worse, workers not covered under a company-sponsored health plan still must navigate the treacherous individual health insurance market.
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Take, for example, a recent analysis by Aviva, an insurance company, which attempted to calculate the difference between the expectations of European workers for a retirement income and the benefits they will actually receive.
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Recently, McKinsey and Company released a survey claiming that a significant number of employers will stop offering insurance to their workers in 2014.
WHITEHOUSE: Health Care Blog | The White House