The 28-year-old student and part-time pharmacy worker is studying to become a physician's assistant.

NPR: Shopping For Health Insurance? Try The Mall

They range in age from early 20s to 70s and include a Wal-Mart worker, a high school teacher, a retired school bus driver and a student in his junior year at Penn State who has ties to the football team and knows some witnesses in the case.

CNN: 12 jurors, 4 alternates seated in Sandusky trial

But the government definition of default is wrong, argue the for-profit colleges, not least because it counts as defaulters students who have joined a temporary interest-only payment scheme offered by the government to help ease the transition from student to worker.

ECONOMIST: For-profit higher education