If unbundling fees means firms having to pay a fat retainer for advisory work, so be it.

ECONOMIST: Investment-banking fees

In some cases they are paid for term-time work only, in others they get at least a retainer over the holidays.

BBC: Teaching assistants are taking on more responsibilities

Moving from a project-based model to a retainer model, where you are paid a certain sum each month for a set amount of work, makes business more predictable and less of a soul-sapping emotional roller coaster.

FORBES: The Business of Writing: Turn Your Income Stream Into A River