On the other hand, if some have to be broken to help a current college student or to pay off debt in a way that might work a little bit better for you, do it in a way that minimizes any damage and move forward.

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Private creditors and European finance ministers are trying to work out a deal on Greek debt, but so far remain far off in negotiations.

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Mr Trichet said the deal struck at last week's summit of eurozone heads was a step in the right direction, but (yes) more work was needed, and the reduction in the debt owed by the Greek government must be a one-off event.

BBC: Interview with an ECB president