When was the last time you were really bothered about exactly how thick or heavy your phone was, so long as it fit in your hand and pocket without making you strain or your clothes sag?

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Mr. Greenberg says not to store your clothes for months or longer without cleaning them.

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"Without a warrant the government doesn't have a right to peer beneath your clothes, " says Rotenberg.

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Clothes, same way: without credit, you'd wear your big brothers' stuff forever.

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