Each day banks that submit their rates to the BBA do so on nothing short of the honor code, and without regulation.
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But what about the argument that without regulation, taxpayers are at risk?
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No surprise, then, that even without regulation, competition is robust.
Without adequate regulation, new financial markets, such as the spot market for RINs, are vulnerable to fraud.
Without federal regulation, it is a sure thing that the insurance companies would follow a similar pattern should restrictions on cross-state sales disappear.
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Even the most free-market policymakers will be reluctant ever to see another company get as large and interconnected as AIG without tougher regulation.
Not everyone is qualified to own or have access to guns, just as not all of us are qualified to drive a car, without some regulation.
Chicago, you'll recall, began the season by going a record 24 games without losing in regulation.
But although privatisation will undoubtedly help, privatisation without competition or regulation brings dangers of its own.
No citizen or business can keep up with the changing spending, taxation and regulation without spending incredible amounts of time, effort and money.
Reynolds would like to see the legislation ease back in order to accomplish the original goals of financial regulation without handicapping the industry.
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Carriers have improved service on their own and are responding to passenger issues without legislation or regulation that could raise ticket prices, the group says.
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The British Banking Authority (a bank lobbying group) has been in charge of collecting the rates from banks, and has done so without any official regulation.
Requiring expedited votes on economically significant or controversial agency rules before they become binding on the population would reestablish congressional accountability, helping to fulfill a principle of 'no regulation without representation.
But a culture in which oil companies were able to get what they wanted without sufficient oversight and regulation -- that was a real problem.
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That input by the U.S. population overwhelmingly supported the right of Americans to take dietary supplements without undue interference and regulation of the FDA and or control by the pharmaceutical industry or any other government agency.
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Nudge theory is seen as a way of encouraging behavioural change without resorting to bans or increased regulation.
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The industry described it as "a workable, practical way to swiftly deliver the Leveson recommendations... without any form of state-sponsored regulation that would endanger freedom of speech".
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This is something that companies can initiate today, without waiting for federal, state or industry regulation.
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But no society in history has prospered without public investment, infrastructure, law and regulation.
Also, no amount of regulation will produce stable financial markets without a stable dollar.
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Mr Persson said that other issues such as the availability of energy and regulation were important but meant little without skilled workers.
Throughout the 20th century, battles over government regulation and property make little sense without some idea of the huge demographic changes that were transforming America.
Without it, the old ways of food regulation, farm testing, commodity handling and public consultation would not have been shaken up and hauled into the 21st century.
It is hard to think of another job category that has grown so quickly and become such a force in society without having any tests, degrees, or regulation of virtually any kind.
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No piece of mutual fund regulation was ever implemented by the Commission without significant ICI input.
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Similarly, regulation can affect the behavior of individual employers without having any perceptible impact on the market as a whole.
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Colleges feel burdened by federal regulation and believe many rules could be eliminated without harming students or taxpayers, according to a new survey of senior college executives and administrators.
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They put in place a fairly bulletproof regulation that will allow banks to continue to make markets without taking unnecessary proprietary risk.
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