Without digital ID, we are stuck with the greatest friction point in Web commerce: that redundant typing in of passwords and filling out of home address fields for the umpteenth time.
Without standing, he lifts his left foot and drags a brittle friction match across the sole of his boot, then watches the red tip flare and expire in the chill wind before he can transfer the flame.
The friction is simply that some students who were choosing to drop out may choose to continue on in college without putting in effort (there is no change in their college effort decision).