That said, colleges and universities often partner up with credit card companies, offering cards that carry the school logo and giving the card companies easy access to the students.

FORBES: Student Credit Cards: The Good, The Bad and The Ugly

If an Android Police source really did come across a leaked future build of Google Wallet as he claims, though, we may know how Google surmounts that problem: going old school with a real-world card.

ENGADGET: Google Wallet update purportedly leaks plans for a real-world card, transfers and transit passes

And it is also consistent with previous work from David Card et al on school competition in Canada.

FORBES: Lessons on School Choice from Sweden

The CARD Act's provisions that impact students took effect in February of last year and were aimed at curbing practices that lured students in with freebies and, in some cases, left them saddled with big credit-card debt loads when they left school.

WSJ: Students Still Targets of Credit-Card Offers

This physician directory has three different kinds of data, all free: peer reviews from other physicians, a report card with data like where they went to medical school, and consumer reviews.

FORBES: Five Health Shopping Web Sites Worth Watching

But they would vote for Mr Obama if he ran with another plain-spoken warrior, especially if that warrior questions the ban on school prayer and has a union card, two Purple Hearts and three tattoos.

ECONOMIST: Jim Webb would make a poor running-mate for Barack Obama