Former South Africa coach Mallett admits he is taking a risk with the fly-half selection but insists he will give Masi time to get used to the position.

BBC: CHOOSE A SPORT

Portfolio risk can be reduced with proper asset class selection.

FORBES: Choices in Portfolio Rebalancing

If you decide you can accept some risk, you can balance the riskier elements of your portfolio with a selection of less risky, more easily accessible investments.

BBC: Cashing In guide: investment