TfL said every day 36, 000 people board a bus and find they have insufficient funds on their Oyster card to pay for their journey and that at least 500 people a day try to pay their fare with a high denomination note for which the driver does not have change.
The report goes on to note that other countries are experimenting with merit pay and increased pay for teaching in tougher areas or teaching subjects in short supply.
Since then, Leanne Wood has written to her fellow leaders asking them to add their signatures to a letter that says: "As leaders of the Welsh political parties, we notewith alarm that the current proposals for regional pay to be gradually rolled out across some parts of the public sector have been floated without prior Welsh consultation".
Since the law is unsettled about what happens if a grantor dies with a promissory note outstanding, Doyle said, he advises clients to pay off the note before they die.