The pyramid scheme is a serious accusation that we have studied closely with our advisors.

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It may appear that, in the grand scheme of things, there's not a lot of carbon dioxide in our atmosphere to begin with.

CNN: CO2 levels hit new peak at key observatory

But it will enshrine a new principle in our financial system: From now on, instead of competing to see who can come up with the cleverest scheme to make the quickest buck, financial institutions will compete to see who can make the better product and the better service.

WHITEHOUSE: Moving Forward on a New Foundation