Skrela was soon replaced by Frederic Michalak with 20 minutes remaining but his inconsistency was reflected when he badly missed with a penalty with just 10 minutes remaining.
Should this couple take the money out after ten years to start a business and get hit with a 10% penalty on top of their 25% rate, they'll end up with 7.5% less than if they'd invested in a taxable account and paid Uncle Sam each year, calculations based on the work of MIT economics professor James Poterba show.
The Irish fly-half kicked a further penalty with 10 minutes remaining after Byrne was penalised for a high tackle on D'Arcy, but missed with another effort three minutes from time.
As a result of their financial difficulties the Saints began this season with a 10-point penalty and ended the campaign in seventh place, seven points off the play-off places.
Consequently, you'll owe income taxes on the remaining account balance, and you'll probably get hit with a 10% penalty.
So I watch my investments drop or return 1% while I pay 5% to the bank and if I use any money from my retirement fund to pay the mortgage it gets taxed as income and I get hit with a 10% penalty.
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The champions were awarded a penalty try on 26 minutes, with Jonathan Sexton adding a conversion and penalty to make it 10-0 to Leinster at half-time.
Keys is charged with two counts that each carry a maximum penalty of 10 years in prison transmitting and attempting to transmit information with the intent of damaging a protected computer.
That woke Leinster up and they started to stretch the Ospreys, with Contepomi putting the hosts 10-6 up with a penalty after 52 minutes.
And Southampton are preparing for life in League One with a 10-point penalty after entering administration in February.
Newcastle were twice penalised in quick succession and from the second infringement, Lamb made it 17-10 with a penalty.
Crawley started the season with a 10-point penalty for going into administration, but have almost wiped that out by winning their first three matches.
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Gopperth made it 10-5 with a 22nd-minute penalty but missed another good opportunity just over 10 minutes later.
Montgomery missed the conversion, but then sandwiched a Hougaard penalty with two of his own for a 14-10 half-time lead.
Contepomi's penalty and then his conversion after Horgan's try edged Leinster into a 13-10 advantage and the Argentinian followed up with a penalty on the hour mark.
O'Gara put Munster 10-8 ahead with a penalty but it was Leinster who went in ahead at the break.
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With 10 minutes remaining Knaller conceded a penalty when he fouled substitute Elliot, and Campbell scored to restore the Scots' two-goal advantage.
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Connor extended the home side's advantage to 16-10 with a 65th-minute penalty, but the Irish stayed competitive as they sought a winning score.
Biggar then reduced his side's deficit with a well struck penalty and a minute later O'Connell was sent-off, only 10 minutes after coming on as a replacement, following a wild swing into the face of Thomas with his arm.
They cut the gap to just two points with 10 minutes remaining with a fourth penalty from Bergamasco and for a moment it looked as though they would reel England in to claim their first ever win over the visitors.
Goumas drew another superb save from McGregor with a fierce volley from the edge of the penalty area 10 minutes later.
Kevin Sinfield edged Leeds back in front 10 minutes before the break with a penalty before Wellens jinked through for his try to put Saints ahead again.
The Argentine added the conversion to extend Leinster's lead to 10-0 but Courrent replied with a penalty to open Toulouse's account in first-half injury-time.
But they were unable to take advantage, with a paltry penalty from Cook all they had to show from 10 minutes with an extra man.
Former Australian rugby league star Craig Gower opened Italy's account with a penalty from 45 metres in the 26th minute but the 10-point margin was immediately restored as O'Gara slotted from 35 metres.
De Marigny opened the scoring with a third-minute penalty, before the Dragons suffered a blow as captain full-back Kevin Morgan left the field 10 minutes later with a knee injury.
But strange as it may sound, you may be better off taking an immediate tax hit--including a 10% early withdrawal penalty--with appreciated shares of company stock.
Strugglers Worcester, who last won in January against Bristol, got off to a bad start, conceding an early penalty, with Sale number 10 Hodgson defying the weather to land the three points.
Miah Nikora led Connacht's fight back with a try, conversion and penalty to reduce the gap to 13-10 at the break.
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