Unless you're already under criminal investigation (in which case an amended return could be self-incriminating) or are seeking a special deal from the IRS, your new lawyer may simply send you to a CPA who will help you prepare an amended return--a 1040X.

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Not only will the service help you spend smarter, but could be a god-send for anyone who loses their physical wallet or purse as the App will aggregate all of your credit card and payment services in one place.

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The idea is to wear the bracelet and it will track your eating, sleeping and movement and send all the data to your iPhone or Android smartphone to help you lead a healthier life by becoming more aware of your personal habits.

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