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In normal operation, your default "channel" -- Chumby's terminology for a particular set of selected widgets -- cycles on an endless loop, and if you'd like to add widgets or channels, you log into Chumby's site to do so (though you can delete widgets and freeze the display right from the device itself if you need to).
ENGADGET: Chumby One review Hands-on
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You pick a package -- say, Business Pro -- and it downloads a specific set of apps, widgets and a custom wallpaper targeted at business owners, though if you'd rather decline you can use a package that's pretty much stock Android.
ENGADGET: Sprint guns for mid-range Android: $149 Samsung Transform, $99 Sanyo Zio, and $49 LG Optimus S include 'Sprint ID'
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That's hardly stock Android, as you all know, but it is nice to see that you can set up the device with no additional widgets or in-your-face skinnings. (Sprint does bundle its so-called Sprint ID packs, but you can disable these easily enough.) Other than that, Sprint is quickest to emphasize Google Wallet as the biggest software draw.
ENGADGET: Samsung Galaxy Victory hands-on: a $100 handset on Sprint with LTE and Android 4.0