And unless you are a technology holdout, you now live in an Internet-centric world where you use multiple smart devices and enjoy instant access to information.

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You get into 70-plus games, where we are right now, we feel very fortunate.

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So even with the assumption that money market rates climb two full percentage points from where they are now, the intermediate-term investments do not leave you worse off.

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Well, have you been -- are you calling to find out where Santa is right now?

WHITEHOUSE: The White House

"In Swindon we have been making tens of millions of pounds of savings over the last few years and there does come a point where you cannot make savings of that magnitude - and I think we are nearing that point now, " said Councillor Mattock.

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How do you -- for these people out there in Summit and in so many other places, where are we now in this recession?

CNN: Transcript of May 'CNN Money Summit: Money & Main St.'