We've got to ask, though: where's some high bandwidth 60GHz wireless connectivity when you really need it?

ENGADGET: Wacom Cintiq 13HD graphics display hands-on (video)

For a lot of people, simple term coverage will suffice:It's cheap, and you buy it only when you really need it (until the kids are out of college).

FORBES: Magazine Article

In effect, if it is too easy to borrow against your home when you are relatively young, you will have less equity when you really need it for long-term services.

FORBES: Reverse Mortgages Fall Short of Their Potential, Says a New Government Report

For those of you who already have health insurance, the only thing this does is make your health insurance more secure, because it means insurance companies can't impose lifetime limits or use fine print, so when you really need it, suddenly the insurance isn't there.

WHITEHOUSE: Remarks by the President at a Campaign Event

If it doesn't really matter when you go, then you need to search on a website that caters to those with flexible travel dates.

CNN: The skinny on finding airfare deals

It's expensive at a time when there's no money to spare, it's complex at a time when politicians need to keep an eye on other things, it can be got very wrong at a time you really can't afford to make mistakes.

BBC: Re-org local government? I wouldn't start from here