"When you are alone, it's a great time for critical analysis, " he says.

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Actually, I find Microsoft users are a bit like young Republican voters in the States: it's not cool to publicly say you like them but what you do when you are alone--voting, or Net surfing in Microsoft's case--is your own affair.

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The other circumstance when long term care insurance is vital is when you live alone and are highly independent (which then translates into isolated).

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There is always some danger when you are trying new things, but that danger alone does not mean that those things should not be done.

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